Monthly Income

Income #1

Your primary income amount

$

Income #2

The amount of any secondary sources of income such as a spouse's income or income from a second job.

$

Interest

Include only interest income which can be used to pay for monthly expenses, and exclude interest earned on retirement accounts or other investments.

$

Pension

Money received from a pension account

$

Other Income

Any other regular income that you can include in your monthly financial outlook.

$

Fixed Monthly Expenses

Housing (rent/mortgage)

Your rent/mortgage allowance should include your total monthly spending on housing including insurance and taxes, etc.

$

Food

Include all food-related expenses including cooking supplies. Don't include money spent on eating at restaurants as that should be included in your entertainment budget.

$

Transportation (car payment and car insurance)

This amount is your monthly car loan or lease payment. If your car is already paid off, you can enter zero for the amount.

$

Medical

If your medical insurance isn't deducted from your wages, then you should include it here. In addition, include your average monthly expenditures for prescriptions and other medical-related payments.

$

Education

Tuition, books, fees, and any other educational expenses.

$

Other Fixed Expenses

Include other fixed expenses here

$

Total fixed expenses:

Flexible Monthly Expenses

Entertainment

Movies, concerts, sporting events, dining out, streaming services, and any money you spend on entertainment.

$

Credit cards

If you don't pay your entire credit card balance every month, enter the amount you pay each month. If you pay your balance each month, enter zero for the amount.

$

Childcare

Day-care fees, after-school programs, babysitting, nannies, or care-giver costs.

$

Another Flexible Expense